How is my money protected?


Ignite Payments is equipped to address the key protection issues of both traditional and Internet merchants, including fraud, loss prevention and chargebacks. The company uses state-of-the-art security technology, and the Global Gateway uses Secure Sockets Layer (SSL) technology – designed to protect all merchants and payment information.


What are non-qualified fees, and why am I billed for them?


The fees on your account are based upon the qualification of your transactions for certain reduced interchange fee as set by the applicable card association. If a transaction fails to qualify for the reduced interchange fee, the transaction is processed at the higher applicable interchange rate.


You can receive non-qualified fees for various reasons. Some include hand-keying transactions into the terminal in a face-to-face environment, not entering address information and card verification codes for keyed transactions, settling transactions more than 24 hours from the time the card was authorized, and accepting a corporate/business card. These fees are billed through MasterCard® and Visa®, and they can be avoided. For further information regarding specific charges, please contact our corporate office at 877-274-7915**.


My terminal is prompting for a V code. What does this mean?


The Card Verification Code (CVV or CVC) is the 3 digit code that appears at the end of a credit card number on the back of most cards. For American Express® cards, the CVV is a four digit number which is located on the front of the card above the card number. This code is designed to reduce fraud losses primarily on mail or telephone transactions.